​Disability Insurance is designed to make up for lost income if you are unable to work due to sickness or injury. 

1. Flexible policy design 
2. Can supplement a group policy. 
3. Add to an existing policy if your income has increased. 
4. Individual policies are portable if you change employment. 
5. Disability Benefits are paid Tax Free.

Professional's Disability Insurance Program:
We work with Insurance carriers that have improved rate classes for specific occupations.  Some of them include but are not limited to:
Architects, Attorneys, , Certified Public Accountants, Engineers, Executives, and Optometrists.

Physician's Disability Insurance Program:
We have partnered with Disability Insurance Carries to offer Specialty Specific Coverage / Own Occupation  coverage with a Medical Association Discount on most disability policies for Physicians.  We can let you know if you qualify and provide a personalized quote.

​Residents & Fellows - While in training, most disability insurance providers will offer a base level of coverage without proof of income.  This coverage usually qualifies for Simplified Underwriting which means no medical exam is required. Coverage can then be increased once you start practicing in your specialty. ​

For more detailed information on Specialty Disability Insurance  for Physicians and
Dentists, visit Doctors Benefits

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